Products & Services Overview

The DDF offers a range of products and services to help your ministry grow into the future.

Transactional and Investment Accounts

We provide transactional and investment accounts that allow you to manage transactions with ease, with a competitive rate of return on your funds and no account keeping fees.

You can manage transactions through:

The DDF’s custom built Online Banking service;
Direct Debits & Periodical payments; and
Over the counter and Business Express deposits at Westpac branches. (Alternative options can be arranged for clients where a Westpac branch is not accessible)

Interest Rate Schedule
(for Parishes, Catholic Church Agencies, CEDR Entities including Schools & Colleges and Clergy only)

Effective 1 May 2026

Account	Rate
Transactional account (S1)*	0.10% p.a.
Investment account Base Rate (S5, S6 & S8)**	1.00% p.a.
Investment account Bonus Rate (Maximum 2 withdrawals per calendar month)	2.80% p.a.

*Interest calculated daily and credited at the end of each quarter (March, June, September, December). Interest rates subject to change without notice.

**Interest calculated daily and credited at the end of each month. Interest rates subject to change without notice.

DDF Online

Our custom built online banking portal enables Catholic Entities to access their accounts online at any time to:

View balances, transactions and statements;
Transfer funds; and
Upload creditor payments; and
Make BPAY payments

Corporate Credit Cards

To assist you with managing expenses, corporate credit cards are available through our partnership with Westpac. Having a corporate credit card reduces the need for more manual payment methods such as petty cash and issuing of cheques.

Loans

We provide flexible and tailored loans to Catholic Church entities to fund a range of purposes:

New constructions
Acquisitions
Renovations & Refurbishments
New technology

Merchant Services

Through our partnership with Westpac, a range of merchant services are available to our customers:

Payments in person (EFTPOS);
Recurring payments from debit or credit cards; and
Accepting payments online including integrated POS solutions.

Other Services

We can also assist you with a number of other financial services including but not limited to:

International Transfers;
Bank guarantees; and
Cash floats.

Our Relationship with Westpac

The DDF has collaborated with Westpac since its inception in 1963. Through this long standing relationship, we are able to facilitate the provision of tailored products and services to suit the needs of our clients with regularly reviewed and negotiated group discounted pricing that benefits all DDF customers. For information on any products and services that may assist, please contact the team at ddf@rok.catholic.net.au.